We provide our clients with superior benefit advice and brokerage services. Working together in a seamless way to understand your business, culture, and values, we assist in designing, communicating, and implementing benefits programs based on their business needs, both globally and locally. Watermarks Benefits Practice provides consulting service on a broad range of specialized services.

We provide consulting advice in the following areas:

Plan Design
. Review of current plan design
. Recommend Best Practices and plan Benchmarking
. Advise and recommend specific benefit strategies that meet your employee and corporate needs
. Recommend options for all benefit programs
. Review of contractual provisions
. Review tax status of programs
. Recommendations to efficient cost sharing arrangements
. Merger and Acquisition Consulting

Benefit Plan Marketing
. Preparation of RFP
. Conduct Benefit Plan marketing
. Analyze proposals
. Vendor recommendation

Financial Review
. Review financial agreements and costs
. Evaluate financial performance including; cost, design and setup
. Recommend alternate financial arrangements

Employee Communications & Plan Administration
. Assist in plan implementation including:
. Development of enrollment materials, including customized letters and forms
. Design employee surveys and moderate focus groups
. Design employee communication packages
. Corporate, Government & Legislative Compliance
. Provide consulting assistance with federal, provincial and regulatory compliance issues

Product advice on:
. Private medical insurance
. Income protection (disability) insurance
. Critical illness
. Health, dental programs
. Long term care